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How to connect Stripe so you can accept cards

Set up Stripe Connect to take card payments. What onboarding asks for, what the status flags mean, and how to finish outstanding requirements.

Card payments run through Stripe, and the money goes to your Stripe account, not ours. Setting it up is a one-time job that takes about ten minutes if you have your bank details and ID to hand.

1 Start the setup

Before you connect, ClippingCash shows the setup screen with a single action: Start Stripe Connect Setup. Click it and you are handed over to Stripe to complete onboarding.

Stripe asks for what a payment processor is legally required to ask for: your business details, your bank account for payouts, and identity verification. That is Stripe’s requirement, not ours, and it is why you cannot skip it.

Have ready: your legal business name and address, your bank account and routing numbers, and a government ID.

2 Read your account status

Once connected, the management screen shows your account state. Three things matter and they are independent of each other:

  • Status, the overall state of the account
  • Charges enabled, shown as Enabled or Disabled: whether you can take money in
  • Payouts enabled: whether Stripe will send money on to your bank

Charges and payouts are separate, and that trips people up. You can be in a state where charges are enabled and payouts are not, which means customers can pay you but the money sits in Stripe. It is not lost, but it will not reach your bank until you clear whatever Stripe is waiting on.

3 Finish outstanding requirements

If Stripe still needs something, the screen lists the outstanding requirements and gives you a Complete Requirements button that takes you straight to the right place in Stripe to supply it. A partially finished onboarding shows Continue Onboarding instead.

Do not leave these. Unmet requirements are the usual reason money stops moving, and Stripe applies deadlines to some of them.

4 Open your Stripe dashboard

View Stripe Dashboard opens your own Stripe account. That is where you go for anything ClippingCash does not surface: disputes, tax documents, changing your payout bank account, detailed transaction records.

Worth understanding: ClippingCash shows you a useful summary, but Stripe is the system of record for the money. If the two ever disagree, Stripe is right.

5 Disconnecting

Disconnect Account is there if you need it, and it asks Are you sure you want to disconnect your Stripe account? first.

Disconnecting stops you taking new card payments through ClippingCash. Do not do it as a troubleshooting step, and do not do it mid-season with unpaid invoices carrying pay-now links. If something is wrong, check the requirements list and your Stripe dashboard first.

What it costs

You pay Stripe’s standard processing rate. ClippingCash does not take a cut of your customers’ payments on top of that.

Next: when your money actually arrives explains available versus pending balances and payout timing, which is the question everyone asks second.